How does it work?

What’s best for me?

Not sure which plan is best for you?

Try our cost calculator and see how it fits your budget

Try our
cost calculator

Loan Amount

Payment Term

Pay over 24 months
Pay over 12 months

Adjust the slider to see what total cost if you pay earlier or later

1 month 24 months

Total if you pay in months

Total if you pay in 12 months
Pay in 12 months and save up to
Total if you pay in 90 days
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These calculations should be used as a guideline only.

What do I need to apply?

Setting up your Gimmie Plan is fast and easy. We’ll just need some details so we can confirm your identity and help make sure the payment plan is right for you.

  • Drivers licence or other form of ID (you need to be over 18 years old)

  • Details of what you earn and what you spend

  • Your bank account information (but don’t worry, your info will be held securely).

Your Gimmie Plan is simple and easy to understand.

We will only charge you:

The total Plan Fees that we have told you up front (if your Gimmie Plan runs full term).

Plan Fees up to your payout date (if you pay out early).

$10 if you miss a payment (just to cover our costs of contacting you).

$20 early payout fee (just to cover our costs) if you pay early, but only after 90 Days.

We will never charge you:

Establishment fees

Default interest or penalties

Account keeping fees

Hidden charges

Sound good? Start shopping now

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We take credit really seriously and we take responsibility to ensure that the contract is not unsuitable to you.

If you apply for a Gimmie Plan, we do conduct a credit check to help us confirm that the plan payments are suitable for you.

Simply choose a 12 or 24 month payment plan and have the flexibility to pay it out when you want. Any time.

Pay it fast – or pay it slow. It’s up to you.

And regardless of which plan you have chosen, with 90DayPay, if you pay in 90 daysand you have made the agreed repayments you only ever pay the original cash price. Nothing extra.

Or even easier, pay up front with a credit card and you're done.

Gimmie12 and Gimmie24 are our payment plans that offer you a simple and easy way to pay off your purchase over 12 or 24 months (depending on your chosen plan).

Our delivery partners don't install or assemble but we can put you in touch with a local assembly service that can do that for you. Just give us a call on 1800 446 643 (1800 GIMMIE) and we will connect you.

We currently service South East Queensland. You can check if you are within our delivery area by using the postcode lookup in the header at the top of the page.

You bet. You can pay out any Gimmie Plan at any time. The earlier you pay, the lower the total Plan Fees.
Take advantage of 90DayPay and if you have made the agreed repayments only pay the original cash price (nothing extra).
After that, we will only charge you a low $20 processing fee - just to cover our costs.

Yes - we know that circumstances can change, and at Gimmie we aim to offer you as much flexibility as we can. If you need to make changes, including your bank account or your payment day or frequency, simply contact our Customer Experience Team and they will be happy to help you with this change.

Our Customer Experience Team is standing by to handle any queries, including account balances. Just give us a call on 1800 446 643 (1800 GIMMIE)

If you miss a payment, we charge you a $10 fee to cover our costs of contacting you to get you back on track.

If you default in your payment obligations under your plan (as opposed to making a late payment), you may have to pay our reasonable enforcement expenses.

You can make additional payments any time you like and any advance payments reduce your balance and your total Plan Fees. Just give our Customer Experience Team a call to organise the payment.

With Gimmie, there are no hidden clauses or nasty surprises. Just fairer finance and a better way to buy.
We will always tell you the total Gimmie Plan Fees that you will pay up front (assuing you make your payments on time), before you complete your purchase.

Other than your Plan Fees, the only other fees we may charge you are:
- $20 fee for early payout (just to cover our costs) if you pay out early, but only after 90 days
- $10 if you miss a payment (just to cover our costs of contacting you)

We may also require you to pay our reasonable enforcement expenses if we take action on default.

We will never charge you:
- Establishment Fees
- Default interest or penalties
- Account keeping fees
- Hidden fees

Yes, our Gimmie Plans require you to keep your goods insured. We suggest that you double check your home contents policy to make sure you're already covered.

Our Customer Experience Team is standing by to handle any queries. Just give us a call on 1800 446 643 (1800 GIMMIE) or send us a message using our customer support page.

We know that life can sometimes get tough. We're committed to supporting any customer facing financial hardship. If you have concerns about your ability to meet your Plan repayments, please get in touch with our Accounts Team as soon as possible. They will review your situation and determine how we can assist you manage your financial obligations with us.

Here at Gimmie, we are always looking for ways to improve the experience for our customers. Good or bad, we welcome your feedback. Give our Customer Support Team a call on 1800 446 643 (1800 GIMMIE) or send us a message using our customer support page.